American Express Platinum Card ® for Schwab. See terms & conditions for more details.If you liked this, get more like it.Annual fee of $550.†¤No foreign transaction fees from American Express when using your Card.‡¤You may send this page to up to three email addresses at a time. Nevertheless, whether the enhanced perks of the American Express Platinum card make up for its higher annual fee is something that will depend on your specific spending and travel habits.See the online credit card applications for details about the terms and conditions of an offer. The mid-tier Delta credit card offered by Amex is the Delta SkyMiles® Platinum American Express Card ($250 annual fee, see rates and fees). No interest charges because you pay your balance in full each month.‡¤Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.‡Individuals 18 years of age or over with a valid U.S. home address (including in the U.S. territories and Puerto Rico) and an eligible Schwab account may apply for a Card account.You can use 60,000 points for a $750 deposit from Schwab into your eligible Schwab account.‡Get answers to frequently asked questions about the American Express Cards for Schwab.2.
But if a $550 annual fee doesn’t faze your budget, take a look at the perks that come with the American Express Platinum card to see if you’ll get enough value to offset the higher cost.Or consider that both cards earn valuable Membership Rewards points, and American Express easily lets you combine points earned on different cards.
The card offers five points per dollar spent on flights directly booked with airlines or with American Express Travel and prepaid hotels booked on amextravel.com and one point on all other purchases with no limits. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.The American Express Gold card is definitely more accessible for more people, with its much lower annual fee.
Earning points. The annual airline incidental reimbursement is twice as high, and the Platinum card also comes with monthly Uber credits. *Basic Card Members can receive one Global Entry ($100) statement credit every 4 years or one TSA Pre ® ($85) statement credit every 4.5 years for an application fee charged to your Delta SkyMiles® Platinum American Express Card. You may top-up your existing insurance by purchasing additional coverage or a separate travel plan. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s web site.There is no question that the perks on the American Express Platinum card are better and more extensive than those on the Gold card. However, we may receive compensation when you click on links to products from our partners.Essential news and expert tips in your inbox every weekEssential reads, delivered weeklyThe editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. Included on your Card.