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Thereafter, if you make your minimum payments on time, your card issuer is required to check every six months whether you have paid on time and might be eligible for a lower rate. This card provides tips for interacting with police and understanding your rights. The NJAIJ has created Know-Your-Rights cards for community members. Aside from doing community-led “Know Your Rights” trainings, we created the cards below so that folks in our community always have a form of protection in their possession. The card will tell immigration or the police that you are exercising your constitutional rights.Download, print, cut-out and carry this card with you. If the factors that first triggered the interest rate increase have changed, the card issuer must lower the interest rate.All of the above may be true, but there's much more to it. Know Your Rights Card / Red Card Rights / Immigration Rights. AILA provides Know Your Rights handouts in several languages including English, Spanish, Chinese, Portuguese, Arabic, Haitian Creole, and Punjabi, that address the following scenarios: ICE worksite raids (for employers), ICE home visits, and ICE public stops. 3.5x2 Red Card. KNOW YOUR RIGHTS CARD: PRINT, CUT-OUT AND CARRY WITH YOU Download, print, cut-out and carry this card with you. By clicking 'OK' below, you will be directed to iamericaaction.org, a website operated by an independent iAmerica Action 501(c)(4) entity.Download this card and save it to your phone. Cost information is available below: Stay Informed. Interested in learning more about affiliation? The page includes exclusive content and tools that will help you as a legal practitioner. We rely on the police to keep us safe and treat us all fairly, regardless of race, ethnicity, national origin or religion.   This information sheet is for immigrant workers.

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YOU HAVE RIGHTS regardless of your immigration status. If your payment due date falls on a holiday, weekend, or any other day your card issuer doesn't accept payments, your payment must be processed on the next business day without any late payment penalty.Gift certificate expiration must be five years from the date of purchase or five years from the last date funds were loaded onto the certificate. Red cards are printed with your rights under the Constitution, and a statement that you are exercising your right to remain silent. Our Know Your Rights e-book, entitled "The essential, step-by-step manual for understanding and exercising your rights."

If you have a deferred interest balance, the entire payment will go toward that balance in the last two billing cycles of the promotion.If a card issuer accepts payments at a local branch, any payment received at the local branch must be processed on that day as well.With the CARD Act, credit card issuers are required to disclose the total cost to you of making minimum-only payments. Ordering Red Cards. 0.

Learn more here about what your rights are, how to exercise them, and what to do when your rights …

If you wish to exercise your right to remain silent, say so out loud.

You have the right to remain silent. Know what to do if you are stopped, searched, arrested, or injured by law enforcement. This card can protect you if immigration or the police question you.

Those situations include:Credit card issuers can no longer grant credit cards to consumers under age 21 unless the person has submitted a written application. You may be at risk of being deported if you are undocumented, if you are a non-citizen with a criminal history, if you are on parole or have a prior deportation order. “Know Your Rights: A Guide to Workplace Rights for Immigrants” provides information about workers' rights while on the job.This flyer can be customized and used to advertise a meeting where immigrants can come to get qualified legal help and understand their rights.If you are a CLINIC affiliate, be sure to regularly use your benefits. Every individual who uses a credit card should be familiar with the changes brought in by the CARD Act. 0. Increases Must Be Reviewed Biannually After an interest rate has been increased, the credit card issuer must review the account every six months to determine whether the rate can be lowered. After an interest rate has been increased, the credit card issuer must review the account every six months to determine whether the rate can be lowered. has been successfully used by Aussies all around the country for almost 3 years now and this is your opportunity to grab your own copy of this truly life-changing book. If you open a new credit card account, your card issuer cannot raise your interest rate within the first 12 months, except in the situations described above. This card can protect you if immigration or the police question you. The card will tell immigration or the police that you are exercising your constitutional rights.Get the latest news, alerts, and critical actions from iAmerica Action.Sign up and be among the first to be notified on tools to help immigrant families become part of America's democracy.Paid for by SEIU COPE in association with iAmerica Action, iAmericaAction.org. Posted on January 27, 2017. Order here in 5 different languages.